Storm Damage To Your House from Roof Leaks

Many of us have had damage to our houses from wind, hail, and rain this year.

These items are usually covered by insurance but navigating the world of insured repairs can be daunting.

I went to a house a couple of years ago to install windows. While there, I commented that a few shingles ad been blown off the roof by high wind. A call to the insurance carrier would be in order.

Water Damage from Roof
Water Damage from Roof

A couple of weeks later, I received a call from the owner, telling me that the insurance had awarded her money to repair the roof. As I was out of state at the time, I told her that I would call and set an appointment the following week,

When I called, I was told that she didn’t want to use our services as roofers, because she had her handyman put a few (mismatched) shingles on the roof of the rental property.

Storm Damaged Roof Replacement
Storm Damaged Roof Replacement

Almost two years later, I received an emergency service call to put a tarp on the roof where water was literally pouring into the second floor rooms. There was a considerable expense to have two roofers drive to the location and install a tarp during a severe rain storm.

The ceiling of the master bedroom collapsed, and water was now pouring through to the first floor. The owner called her insurance company with a claim for the water damage.

As it happened, the company was aware that the money that the insurance company awarded for the roof repair was never spent of properly replacing the roof after the first claim.

Would any reasonable person expect that the insurance company would pay for the water damage after the roof repair (that they paid for) was never made?

I have never heard back from this customer after the tarp was installed. I can’t imagine the out of pocket expense required to repair an entire ceiling and floor, as well as water damage and possible mold remediation as a result of negligence.

Roof repairs need to be done by qualified roofers, not some guy with a ladder who works cheap, and is not covered by insurance.

“A stitch in time saves nine” is true in this case. This problem been avoided by correctly servicing the roof when Insurance money was received. The considerable repair expense and loss of rental income was a direct consequence of cutting corners.

 

A couple of weeks ago I was called to quote a roof replacement and suggested to the homeowner that a call to his insurance company would probably be a good idea because of wind damage to the old roof.

After a thorough inspection by the adjuster, the company granted the claim, and the entire project expense was covered. An entire new roof cost the customer $1,000.00, the amount of his deductible.

The work is scheduled next month. The owner can look forward to a weather tight roof for years to come.

Pocketing money from an insurance award carries risks that are not obvious, but they can be devastating. If you get an award from a claim, use it to hire a qualified contractor. That’s what it’s for.

Keith Pearcy

Maryland Windows Doors Roofs

23 West All Saints Street, Frederick , Maryland 21701

Phone: 301 712-5228

MHIC #106619
email: info@marylandwindowsdoorsroofs.com

Storm Damage Roof Replaced in Brunswick Maryland

This house had its roof severely damaged by storms this year, resulting in water penetrating into the living spaces and filling up a light fixture on the ceiling.

Setting up to tear off the old shingles down to wood.
Setting up to tear off the old shingles down to wood.

The insurance company originally stated that they wouldn’t pay for the tar paper or drip edges to be replaced. The owner was supposed to find someone to save the old felt! This lowered the price of the job that the insurer was willing to pay out to a number so low that no one would accept that figure to do the job.

Insurance refused to pay for tarpaper
Insurance refused to pay for tarpaper

We advised the homeowner that it was building code that required us to install drop edges on all the edges of the roof, and that the shingle manufacturer would not warranty their products unless the job was installed correctly.

Brunswick Maryland Roof Replacement
Brunswick Maryland Roof Replacement

Following that exchange, the insurer increased the award to a number high enough to get the work done.

Storm Damaged Roof Replacement
Roof Replacement Brunswick MD

We completed the work for a very happy homeowner.

Keith Pearcy

Maryland Windows Doors Roofs

23 West All Saints Street, Frederick , Maryland 21701

Phone: 301 712-5228

MHIC #106619
email: info@marylandwindowsdoorsroofs.com

 

Storm Damage Roof in Frederick Maryland

I first went to this Frederick Maryland house a couple of years ago. At that time. I told the owner that the roof was ready to be replaced.

The adhesive seams on the individual shingles were coming apart, and it was just a matter of time until the wind blew hard enough from the right direction for the roof to fail.

wind and water can get under the shingles and start a leak
When the wind lifts the shingle from the one below it. It can now catch a lot more wind than before. Think sails on a boat being pulled up the mast.
Now the wind and water can get under the shingles and start a leak.
Leaks rarely fall directly under the penetration becau8se the water just runs down the roof o the outside or the inside, and drips down where it will.

What happens is as follows. When the wind lifts the shingle from the one below it. It can now catch a lot more wind than before. Think sails on a boat being pulled up the mast.

Now the wind and water can get under the shingles and start a leak.

Leaks rarely fall directly under the penetration because the water just runs down the roof o the outside or the inside, and drips down where it will.

Frederick MD Storm Damaged Roof
Two years later, I got a call to come and look at the roof problem. We put a small tarp on the obvious opening, as it was raining at the time and very treacherous.

The owner opted to call a handyman to put some new shingles where the original opening appeared in the roof.

Two years later, I got a call to come and look at the roof problem. We put a small tarp on the obvious opening, as it was raining at the time and very treacherous.

 

We were called inside the home to see cracks in the ceiling from the weight of the water soaking the insulation and drywall. We placed a tarp on the floor below the crack

 

Two days later, we received another call for service because the ceiling had collapsed.

Water Damage from Roof
Water damage from roof leak in Frederick Maryland

We are now in the process of getting paperwork signed to re roof the condo.

The insurance company is coming to look at the ceiling.

A timely repair of replacement of roofs can keep problems like this at bay.

In the end, the cost is significantly greater than doing the maintenance when it’s needed, and not waiting for a disaster.

 

A roofer certified by the manufacturer is a good place to start

Keith Pearcy

 

Maryland Windows Doors Roofs

23 West All Saints Street, Frederick , Maryland 21701

Phone: 301 712-5228

MHIC #106619
email: info@marylandwindowsdoorsroofs.com

Issues Under Your Roof Shingles

Ventilation For Your Roof

Issues under the roof shingles

Your attic is hot all summer long. The reason is the sun shining on your asphalt roof shingles. They are usually dark in color, and the asphalt is just like the road in front of your house. Too hot to touch.

Asphalt shingle replaced metal roof

The surprising thing is that high heat will damage your shingle roof, and shorten its life.

The solution is to ventilate the attic to allow excess heat to exit the house. This protects your roof, and in the process, makes the upstairs rooms cooler in summer.

Building code requires the attic to be ventilated, as do the shingle manufacturers. In fact, if your attic isn’t properly ventilated, your manufacturers guarantee is generally void. Not a good thing when you put an expensive roof on your house.

A salesman showing you a warranty card from the manufacturer is trying to get a sale, but if the details of a proper installation aren’t followed you might find out that the warranty won’t be honored by the manufacturer.

Here are some approved methods to properly ventilate your attic.

Air needs to come into the attic at the bottom edges. This is usually done through vents in the soffits. There are alternatives like vented drip edge and intake vents low on the roof. Convection takes the hot air up and out through ridge vents or an automatic exhaust fan.

Older houses don’t have ridge vents of vented soffits. If you have no ventilation, you won’t be “grandfathered in” when it comes to warranties.

Another issue that we commonly see is soffit vents being applied over solid soffits. We see this frequently on  ”flip” houses where the remodeler tries to make everything look fresh on the outside. If the old wood was not cut away, these vents will be useless.

Another pitfall is insulation being installed over the intake vents. There are baffles made to keep the air flow going around the insulation. Without them, you have no

I’ve seen fairly new roofs with isolated patches of buckling shingles because the vents were inadvertently blocked in a single room of the attic.

If you have louvers in both ends of your attic, they will only work when the wind is blowing from the right direction. To make the ventilation system function correctly, they need to be blocked off and a soffit style system installed. Never have more than one system on your roof. They generally cancel one another out. The classic example is having an exhaust fan two feet away from the ridge vent. Your electricity simply powers a fan sucking outside air through the ridge vent and blowing it out of the house. It does nothing to cool your attic.

If you stick your head into your attic area with the light off, you should see light coming in at the bottom of the roof slope. That tells you that your soffit vents are open. Good roofers will always inspect the attic to understand the ventilation issues in your particular house.

Good ventilation is easy to achieve on most houses, but it takes a thoughtful approach in some older structures.

A roofer certified by the manufacturer is a good place to start

Keith Pearcy

Maryland Windows Doors Roofs

23 West All Saints Street, Frederick , Maryland 21701

Phone: 301 712-5228

MHIC #106619
email: info@marylandwindowsdoorsroofs.com